“Peeling And Cutting Onions” To Financial Success

Recently, I was sharing with one of my mentees about financial wisdom.

Financial wisdom is not just about getting the best financial results but also about getting the best financial results in the best possible way.

It begins with being conscientious about spending every dollar and stretching every dollar for the best returns.

To illustrate, I shared with him a story that has become an integral part of my financial psyche and lifestyle.

At one point in my life, I volunteered to help run a non-profit youth organization during the day.

To support myself financially, I worked as a kitchen helper in a restaurant on what was known as the graveyard shift.

I worked from 6pm to 2am for $3.30. It was a princely sum of money in those days, at least for a young man.

As a rookie, one of the major parts of my job was to peel onions manually.

Then, I have to chop the onions up without any help from an electrical appliance.

To help you understand the nature of my job, I need to explain to you about onions.

The onions that we used in the restaurant were relatively large ones. I have never seen such large onions in a supermarket.

They were also not genetically modified as the technology did not exist at that point.

The onions were not subjected to any gene-silencing biotechnology to remove or reduce the emission of a volatile gas that irritated the eyes.

The gas that was emitted would cause a stinging sensation to the eyes.

Any persons, including hard-hearted ones would find themselves producing uncontrollable tears.

Despite having a huge industrial fan blowing the gas away from the eyes, I continued to literally cry throughout the evening.

As there were no public transportation by the time we finished our work, the restaurant would arrange to drive about ten of us back to our homes.

By the time I reached home and changed up, and if nothing stopped me from sleeping, I might have a short rest before starting on my day job.

Since then, I could not help associating every dollar with the amount of tears and sweat that I have to sacrifice for $3.30.

In other words, if I have to buy anything for $10, I associate that $10 with three days of hard work and crying in the restaurant.

Therefore, I have to make sure that I get my money worth. I want to stretch every dollar to generate the best possible values and profits.

Many of our young people are living a relatively comfortable lifestyle and surrounded by modern-day luxuries.

They are well-served by domestic helpers and living in a relatively affluent environment.

My concern is that they may not be as conscientious about spending less and saving money.

They may not be as prudent about using money wisely.

At the end of my conversation with my mentee, I posed him some key questions:

If you’re not going to be able to earn money in the future, how would you earn more from now?

If the money that you have are the only money that you’re going to have for a long time to come, how would you spend less?

If you are going to lose your job shortly, how would you save more?

If the money that you earn in your work is not going to keep you and your loved ones alive and living well in the future, how would you invest?

If your loved ones are going to go hungry in the near future, how would you improve your assets and grow your wealth?

If you know that there are many people who will do everything possible to steal your money, how would you protect your money?

As donating money wisely can help you live a meaningful, significant and fulfilling life, how would you give your money away for a good cause?

What’s your equivalent to earning $3.30 for a night of hard work and crying alone by yourself?


I hope this message will find a place in your heart.

By the way, I have also recorded other reflections.

Please ‘Like’ me on https://m.facebook.com/patrickliewsg

Please visit my website, http://www.patrickliew.net

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Visit my Inspiration blog at https://liewinspiration.wordpress.com/

For my opinions on social affairs, please visit my Transformation blog at http://hsrpatrickliew.wordpress.com/

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Please read my reflections and continue to teach me.

Life is FUNtastic!


About Patrick Liew
About Patrick Liew Patrick Liew MBA, MSc, BSc is the Managing Partner of Global Enterprise Exchange Pte. Ltd.. He is also the founder and director of Success Resources, arguably the world’s largest personal development seminar organiser and a major shareholder of a company, which is listed on the Australian Stock Exchange. He was previously the Executive Chairman and CEO of HSR Global Ltd., a publicly listed company on SGX-ST. Previously, he was the regional director of the Gartner Group, providing strategic advisory and planning services to governments, banks and MNCs. He was also the regional head of sales and marketing operation for Dow Jones Telerate. Patrick graduated with a BSc in Estate Management from Heriot Watt University, an MSc with emphasis in global business and marketing from The City University Of New York, and an MBA from Henley Business School / Brunel University. He has also earned more than nine other professional qualifications. Patrick is arguably the first person to develop a multimedia e-learning programme on entrepreneurship. He authored a Chinese book on business systems and was also the co-author of a Times Bookshop best-selling book. Patrick has conducted both ‘brick and mortar’ and online lessons for participants from more than 60 countries. He has also conducted keynote presentations in many international conferences, including being the first Singaporean to teach at the National Association of Realtors. Through his team at Success Resources, Patrick has organised educational conferences for prominent leaders such as President Bill Clinton, Prime Minister Tony Blair, Michael Porter, Richard Branson, Robert Kiyosaki, Donald Trump, and many other prominent leaders. Patrick provides leadership and advisory services to many professional and charity organisations. He is actively involved in supporting humanitarian, philanthropic and charity causes. He has organised three fund-raising events and in the process, help to set three national records in the Singapore Books Of Records. Patrick won the Entrepreneur Of the Year Award For Social Contribution, the Asia Pacific Entrepreneurship Award, and six other business awards. Patrick believes the best way to live your life is to live your life for others. The more you reach out to bless other lives, the richer and better your life will become. -------------------------------------------------------------------------------- A Personal Note to my Friends The articles that I post online; or what I term as Love Notes, are written with the purpose of inspiring readers to live at a higher plane in life. They are also meant to motivate those who are struggling in life and help them find handlers to overcome their conflicts and challenges. It is my ardent hope that we will form networks and alliances of like-minded people who will put to right many of the wrongs in our midst. Together, we will leverage on each other's resources and create a synergistic impact in making our world a better home. These articles are written as part of regular reflection about the vicissitudes of life. They are at best work in progress and at worst, grumblings, grouses, and gripings of a finite old man. I have deliberately decided NOT to delete many of the articles and pointers that I may not agree with or are outrightly wrong. This is to keep a record of how my personal ideas, beliefs, and values have evolved over time. In addition, I hope to encourage readers by letting them know that I also make mistakes and am struggling with many of the complexity and complication in life. As long as we hang on to hope and work on finding a solution, there will be light at the end of whatever tunnel we are in. I do not pretend to know everything or for that matter, anything of substance. In fact, the more I study, learn, and think about the vast wisdom and knowledge out there, the more I realised how little I know about life and the ways of life. Hence, I have always ended my article by asking readers to continue to teach me. For I, too, am a sojourner in the exploration of truth and the adventure of finding meaning, purpose, and significance for my existence. I am proud of and make no apology for being a Christian, albeit not the most exemplary one. I believe our Creator can lead and guide us to be the best that we can ever be. I bear full responsibility for the shortcoming and error in my life, including my words. The fault is entirely mine and not due to anyone else. Readers have and can exercise the power of choice. They can discard what will not work for them and adopt those that can propel them further and faster in the pursuit of better performance, outcomes, and fulfillment. If I have disappointed or hurt you in any way, form, or manner, I would like to apologise to you. Please do not hold them against me or whoever or whatever is related to me. There are much to pray about, learn, and do. And I'll work on them with a sense of urgency. I hold on to the belief that 'Anything worth doing is worth doing with passion and excellence'. I'll endeavour to live by it. Life is short. There's no dress rehearsal and neither can we turn back the clock to change the drama of life. Therefore, by the grace and power of our Creator, let's live a full life and live it to the fullest. May God bless you abundantly on the journey of life. Your online servant, Patrick Liew I hope this message will find a place in your heart. By the way, I have also recorded other reflections. Please 'Like' me on https://m.facebook.com/patrickliewsg Visit my Inspiration blog at https://liewinspiration.wordpress.com/ For my opinions on social affairs, please visit my Transformation blog at http://hsrpatrickliew.wordpress.com/ Please visit my website, http://www.patrickliew.net Please read my reflection and continue to teach me. Life is FUNtastic!

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